HVAC Financing Made Easy

Get the comfort you need now with fast approvals, flexible terms, and simple monthly payments—subject to credit approval.

Financing Options


Comfort now, pay over time. We partner with trusted lenders—Oklahoma Central Credit Union, Arvest Bank, Tinker Federal Credit Union, and Synchrony Financial—to offer fast approvals, flexible terms, and payments that fit your budget (OAC). Use financing for a new system, an upgrade, or an unexpected repair—without tying up your credit lines.

What you can expect

  • Low monthly payments
  • Competitive rates / preferred terms
  • 0% promotional options when available (OAC)
  • Quick, paperless approvals
  • No prepayment penalties on standard plans

Subject to credit approval. Terms vary by lender.

Choose a Lending Partner

Oklahoma Central Credit Union
Oklahoma Central Credit Union

Local credit union financing with flexible terms and competitive rates.

Good for: members who prefer a local lender and predictable monthly payments.

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Arvest
Arvest

Simple, fixed-rate plans with low monthly payments and easy autopay.

Good for: customers who want bank-backed financing and consistent payments.

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Tinker Federal Credit Union
Tinker Federal Credit Union

Member-friendly terms and quick approvals with competitive fixed rates.

Good for: TFCU members and anyone who prefers credit union service.

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Synchrony Financial
Synchrony Financial

National lender with promotional 0% APR and same-as-cash options when available (OAC). Fast digital application & e-signatures.

Good for: promotional plans and fast decisions.

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Not sure which lender to choose? We’ll match you with the best plans after your quote.

Get Matched

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Watkins Heating & Air Conditioning

Bonded & Insured • License #1464

HOURS

Mon—Fri: 8:00AM—5:00PM
EMERGENCY SERVICE AVAILABLE

PAYMENT ACCEPTED

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FINANCING WITH APPROVED CREDIT
CREDIT CARDS

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MasterCard
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American Express